The Money & Banking Class
A Complete Introduction to Money and Banking
Sixteen lessons across two learning units, taken in order, each ending with a check for understanding.
Unit 1: Money Basics
8 lessons · about 2 h 30 min
- Lesson 1
Money Is a Tool
Four uses of money, and why price never measures a person's worth.
Names four uses of money
- Lesson 2
Earning and Income
Sort money by where it came from: earning, gift, refund, prize or revenue.
Classifies money by source
- Lesson 3
Spending, Needs, Wants, and Choices
Separate needs from wants and calculate what is left after a purchase.
Calculates the remaining balance
- Lesson 4
Saving and Goals
Build a savings goal with a target, current amount and contribution.
Builds a savings goal
- Lesson 5
Budgets and Tradeoffs
Balance spending, saving, sharing and a buffer in one simple plan.
Builds a balanced budget
- Lesson 6
Costs, Revenue, and Profit
Add up simulated costs and money in, then work out profit or loss.
Calculates profit or loss
- Lesson 7
Build a Responsible Money Plan
One plan covering money in, spending, saving, sharing and a buffer.
Produces a money plan
- Lesson 8
Money Manager Portfolio
Collect the unit's work into one private portfolio with accurate totals.
Completes the unit project
Unit 2: Costs, Prices, and Profit
8 lessons · about 2 h 45 min
- Lesson 1
Find Every Cost
Identify and total the visible costs in a simple simulated project.
Totals a cost list
- Lesson 2
Fixed, Variable, and One-Time Costs
Classify each cost by how it behaves over time.
Classifies costs
- Lesson 3
Cost per Unit
Turn a batch total into a cost for one item or one service.
Calculates cost per unit
- Lesson 4
Setting a Thoughtful Price
Compare three fictional prices and check whether each covers cost.
Compares price options
- Lesson 5
Revenue, Profit, and Loss
Work through simulated scenarios that end in a profit or a loss.
Reads a profit result
- Lesson 6
Reading a Break-Even Table
Find the point where money in finally covers money out.
Reads break-even
- Lesson 7
Money Safety and Honest Claims
Spot exaggerated money claims and suspicious messages.
Flags risky claims
- Lesson 8
Explorer Model Card
Finish one card that links costs, price, profit and assumptions.
Completes the unit project
What kids learn
Children Use Money Before Most of Them Understand It
This class helps children develop a practical foundation before they begin managing larger financial decisions.
Saving
Set a goal, track it, and watch it grow.
Spending
Compare choices and see what a purchase really costs.
Budgeting
Split money between spending, saving, sharing and a buffer.
Banking
How accounts, deposits and withdrawals actually work.
Earning
Where money comes from, and what is not income.
Borrowing
Why borrowed money has to be paid back.
Credit
The basics of borrowing responsibly, at an age-appropriate level.
Responsibility
Money is a tool, never a measure of a person's worth.
Give Your Child a Stronger Start With Money
Help your child understand saving, spending, budgeting and banking through an interactive class built for ages 8–13.